God is going to deck the wicked. That is the basic idea that is being communicated here in today's proverb. The word wicked describes those who are law-breakers. The Law spoken of by this word is God's Law. The wicked have no regard for God's law - and honestly for any other law as well. They are rebellious and find themselves resisting and standing against any law that tries to restrict their freedom to do whatever they want. This is what will deck them in the end.
The second half of this proverb points us in a very interesting direction. We are told that the righteous has a refuge when he dies. Thus the proverb is not just dealing with things here and now - it is pointing us to when we die. What is going to happen to the wicked and the righteous when death comes? The righteous man will have a refuge in that day. His hope is in God's remedy for sin - the Lord Jesus Christ. His refuge is Jesus. He looks to Jesus Christ to give Him a righteousness that will stand on that day - and he rests in that as His salvation. The wicked will find that all they have on that fateful day is their own wickedness. What they will learn too late is that that evil will deck them on jugdment day. They will be accountable for their choices and their actions - which were wicked. What a horrifying day that will be for all those who trusted in themselves and their own righteousness. They will not have a refuge, but their very own doctrines will cast them to the ground.
In what are you trusting to stand on that day? Are you trusting that there won't be one - because that is a vain and empty choice. Are you thinking your good works will be weighed against your bad ones - and if there is more good you will make it? That is a foolish choice for it is not by our works that we are saved. Are you trusting that God is mercy and good and will overlook all your evil? That is unwise for it ignores the righteousness and justice of God. The righteous man knows the way - because he knows first and foremost of all that the righteousness upon which he stands is not his own. He gains that righteousness by faith, not by works. He looks to the Lord Jesus Christ to be his righteousness. Therefore he will stand and will have Christ's gifted righteousness as his refuge on the jugdment day. Again I ask, "In what will you be trusting on the great day of God's judgment. Trusting in anything or anyone other than Jesus Christ crucified, buried, and risen from the dead will not stand. Take refuge in Jesus - in the One Who makes you righteous by grace.