The wise man takes what God has given him and uses it wisely. He spends some and uses it for himself, his family, and his friends. He also saves some and puts it away for future use as well as for lean times. Today let's take a look at the acts of the wise man who saves for his future and the foolish man who simply swallows everything God grants to him.
We are told that precious treasure and oil are in the house of the wise man. Whether he received these things from the practices of industry and frugality - or whether he received them as an inheritance from godly, thoughtful parents - the wise man knows how to save. Precious treasure is an interesting word as it has two connotations. The first is from how the word is used to refer to things like gold, silver, and other commodities. He saves money, food, and other valuable things so that he will have access to them in the future. Why does he do this? Because a wise man knows that since the world in which we live is fallen and affected by sin - there will be times of shortage and leanness. Throughout all human history there have been both abundance and famine in our world. Joseph knew such things from God Himself when he interpreted the dreams of Pharaoh. He did not waste time in the purcuit of gluttony and over-indulgence. Joseph was a wise man and saved and stored much so that when the famine came he would be ready. His foresight and obedience to God saved all of Egypt, saved his own family, and made Egypt rich beyond their imaginations.
There is a second way this word "treasure" is used. The word can also mean "temple treasures." These spoke of treasures that were given so as to build up and maintain the worship of God in the temple. In the dwelling of the wise there is provision stored up not only for physical welfare - but for the spiritual welfare of the home as well. There is little more foolish among mankind than to think this world is all that there is. They live ignorant of God and ignorant of their responsiblity to Him. The wise man stores up for both the physical and the spiritual. There is in his house a physical inheritance - but also a spiritual one as well. He lives godly and rears his children to love and honor God. He makes sure that the Word dwells richly within their hearts - desiring for them to walk with God and know Him intimately.
Not only is there treasure within this house of the wise, there is also oil. When speaking of oil - this could speak of the olive oil that was used in almost every aspect of a Jewish family. They needed this for food preparation - for spiritual worship for annointing oil - and for medical reasons like softening wounds and helping them heal. There was also the idea of savings - because some oils were very expensive. Mary offered a container of very expensive oil as she annointed Jesus with it in preparation for His crucifixion and burial. This alabaster vial was worth a whole year's wages. When one of the prpohetic students of Elisha died, his widow was in debt and in danger of haring her chidlren sold into debt slavery. Elisha answered this by having her collect numerous vials which later were supernaturally filled with oil. This she sold, paid her debt, and even had plenty to kep her and her children alive and well. This kind of oil would signify that a family was preparint for their future - for the needs of their children and grandchildren. On a spiritual note - oil was a picture of the Holy Spirit - so one could even consider this the way that a family cherished the work of the Spirit in their lives and encouraged it in themselves and in their children.
The foolish ones don't save any of these things - either physical or spiritual. Theirs is a consumer mentality. They swallow up whatever they receive with no thought of the future. They live by their lusts and desires - and therefore do not even consider anyone except themselves. The end of such a life is that they are broke, both physically and spiritually. The saddest example of this is the prodigal son. He took a large inheritance and wasted it on the party life. In the end he was broke. His so-called friends abandoned him and left him to fend for himself. This was only after he abandoned any kind of spiritual preparation for the future by rejecting his father and his father's God. He was left with nothing - except the grace his faher would give him in the end.
If we are wise we will realize we live in a fallen world. This will necessitate preparation for our future - both physically and spiritually. We will face famines physically that will require that lay up wise stores for that day in order for us and for our families to survive. But there is also a need to prepare spiritually - for there will also be a day when we will face being ready for the judgment of God. Oh to be wise and understanding so that our preparations will have our homes and lives filled with treasures both temporal and eternal so that we will be well provided for when the day comes that we need them. May God, in His grace, work in and deliver us from a life lived for self and for the moment. May we be ready for anything - famine in life - and fatal spiritual thinking in eternity.